|
Message Board >
Bi Kip Vang: Kinh Nghiem Phong Tranh Lua Dao Toan
Bi Kip Vang: Kinh Nghiem Phong Tranh Lua Dao Toan
Page:
1
Guest
Guest
Jan 11, 2026
5:17 AM
|
Chi tiet tai : Truc tiep da ga
Chao ban, nhung nguoi dung Internet than men!
Chung ta dang song trong mot thoi dai so hoa manh me, noi moi thu deu co the thuc hien chi bang vai cu nhap chuot. Su tien loi nay di kem voi mot thach thuc lon: su gia tang chong mat cua cac hinh thuc lua dao truc tuyen. Tu nhung email tinh vi den cac cuoc goi mao danh, ke xau luon tim moi cach de loi dung long tin va su thieu hieu biet cua chung ta. Neu ban cam thay doi khi minh dang di tren mot me cung day ray cam bay, ban khong don doc dau.
Bai viet dai 5000 tu nay khong chi la mot danh sach cac meo vat. Day la mot cuon cam nang toan dien, duc ket tu kinh nghiem thuc te, duoc bien soan de trang bi cho ban bo giap vung chac nhat truoc moi dot tan cong cua tin tac va nhung ke lua dao. Chung ta se di sau vao tung ngoc ngach cua the gioi lua dao, tu nhung chieu thuc co dien den nhung thu doan moi nhat, dong thoi hoc cach xay dung mot tu duy canh giac thong minh. Hay cung nhau bien kien thuc thanh hanh dong de bao ve tai san, danh tinh va su binh yen cua minh!
Phan 1: Nhan Dien Ke Dich – Phan Loai Cac Hinh Thuc Lua Dao Pho Bien Hien Nay
De chien thang bat ky cuoc chien nao, dieu dau tien la phai hieu ro doi thu. Trong linh vuc lua dao truc tuyen, ke dich co vo so bo mat, va chung lien tuc thay doi chien thuat. Viec nhan dien som la chia khoa vang de tranh xa cam bay.
1.1. Lua Dao Qua Email (Phishing) – Ke Danh Cap Danh Tinh Tinh Vi
Phishing van la phuong thuc lua dao pho bien nhat vi no khai thac tam ly ham muon hoac so hai cua nan nhan.
Lua dao phat trien khong ngung, nhung nguyen tac cot loi de phong ve thi khong thay doi. Do la xay dung mot "bo loc" tu duy truoc moi thong tin ban tiep nhan tren mang.
2.3. Bao Ve Thong Tin Ca Nhan Nhu Mang Song
Thong tin ca nhan la tai san quy gia nhat cua ban trong ky nguyen so. Ke lua dao can chung de mo tai khoan, vay tien, hoac thuc hien cac giao dich gian lan nhan danh ban.
Khong chia se: So CMND/CCCD, ngay sinh, ma PIN, mat khau tai khoan, ma OTP (Mat khau dung mot lan), va dac biet la anh chup man hinh tai khoan ngan hang.
Canh giac voi cac bieu mau truc tuyen: Chi dien thong tin ca nhan (nhu dia chi nha, ngay sinh) tren cac trang web co chung chi bao mat SSL (bieu tuong o khoa va HTTPS o dau URL).
2.4. Nguyen Tac "Khong Bao Gio Tra Tien De Nhan Tien"
Bat ky yeu cau nao doi ban phai chuyen mot khoan phi ban dau, phi xu ly, phi van chuyen, hoac phi thue truoc khi nhan duoc khoan tien lon hon (tien trung thuong, thua ke, hoac khoan dau tu sinh loi) deu la lua dao 100%. Cac to chuc hop phap khong bao gio hoat dong theo mo hinh nay.
Phan 3: Phong Thu Chuyen Sau – Ky Thuat Bao Mat Ky Thuat So Can Nam Vung
Viec canh giac ve mat tam ly la can thiet, nhung chung ta cung phai trang bi cac cong cu va thoi quen ky thuat so an toan.
3.1. Suc Manh Cua Mat Khau: Da Dang Hoa va Xac Thuc Hai Yeu To (2FA)
Mat khau yeu la cua ngo dau tien dan den tham hoa.
Cac tai khoan LinkedIn duoc xay dung rat chuyen nghiep, co chuc danh cao va kinh nghiem phong phu, sau do tiep can va moi ban tham gia cac du an "tu van" hoac "kiem duyet noi dung" voi muc luong cao. Yeu cau co ban la phai hoan thanh mot vai nhiem vu nho va dong phi bao dam.
Phan 5: Chien Luoc Phan Ung Khi Bi Lua Dao – Hanh Dong Nhanh Chong De Giam Thieu Thiet Hai
Du da can than den dau, doi khi chung ta van co the mac sai lam. Dieu quan trong la phai hanh dong kip thoi va dung cach.
5.1. Neu Ban Lo Cung Cap Thong Tin Nhay Cam (OTP, Mat khau)
Day la truong hop khan cap nhat vi tien co the bi rut ngay lap tuc.
1. Khoa Tai khoan Ngay Lap Tuc: Lien he ngay voi ngan hang qua tong dai chinh thuc de thong bao ve viec bi lo thong tin. Yeu cau ho tam khoa cac giao dich chuyen tien va doi mat khau truy cap Internet Banking cua ban.
2. Thay Doi Toan Bo Mat Khau: Doi mat khau ngan hang, email chinh va bat ky tai khoan nao su dung cung mat khau do.
3. Kiem tra Giao dich: Kiem tra lich su giao dich de xac dinh so tien bi rut va cung cap thong tin nay cho ngan hang.
5.2. Neu Ban Lo Chuyen Tien Cho Ke Lua Dao
Co hoi lay lai tien la thap, nhung ban van phai hanh dong ngay lap tuc.
1. Lien he Ngan hang: Thong bao rang ban vua chuyen nham tien do bi lua dao va yeu cau ngan hang thuc hien cac bien phap phong toa hoac thu hoi lenh chuyen tien (neu giao dich chua hoan tat).
2. Trinh Bao Cong An: Cung cap tat ca bang chung ban co: tin nhan, lich su chat, thong tin tai khoan nhan tien, va bien lai chuyen khoan. Viec bao cao som giup co quan chuc nang co the khoanh vung va ngan chan ke lua dao tiep tuc su dung tai khoan do.
5.3. Neu Thiet Bi Bi Cai Phan Mem Doc Hai
1. Ngat Ket Noi Mang: Rut day mang hoac tat Wi-Fi/4G ngay lap tuc de ngan chan du lieu tiep tuc bi gui di hoac ke tan cong dieu khien thiet bi tu xa.
2. Chay Quet Toan Bo He Thong: Su dung phan mem diet virus uy tin de quet va loai bo cac moi de doa.
3. Thay Doi Mat Khau Tren Thiet Bi An Toan: Sau khi thiet bi da duoc lam sach, hay doi tat ca cac mat khau quan trong tu mot may tinh hoac dien thoai khac ma ban tin tuong la sach.
Phan 6: Xay Dung Van Hoa Canh Giac Cong Dong – Suc Manh Cua Su Chia Se
Kinh nghiem phong tranh lua dao ca nhan la quan trong, nhung suc manh thuc su den tu viec lan toa kien thuc. Khi moi nguoi tro nen canh giac hon, mang luoi lua dao se kho khan hon trong viec tim kiem nan nhan.
6.1. Hay La Nguoi Chia Se Kien Thuc Mot Cach Co Trach Nhiem
Neu ban phat hien mot hinh thuc lua dao moi, dung giu kin. Chia se kinh nghiem cua ban voi gia dinh, ban be, va dac biet la nguoi lon tuoi – nhung nguoi thuong la muc tieu chinh cua cac cuoc goi lua dao.
* Luu y: Khi chia se, hay tap trung vao phuong thuc lua dao (vi du: "Dung nhap vao link nay, no gia mao cong thanh toan X") thay vi chi trich nan nhan. Viec chi trich co the khien nhung nguoi khac ngai chia se kinh nghiem cua ho.
6.2. Tan Dung Cac Nguon Thong Tin Chinh Thong
Chung ta dang song trong thoi dai ma cac trang web uy tin nhu [Ten trang web chu de cua ban] cung cap nhung bai viet chuyen sau, cap nhat lien tuc ve cac thu doan lua dao moi nhat. Viec theo doi thuong xuyen cac nguon tin tuc dang tin cay ve an ninh mang giup ban luon di truoc mot buoc so voi ke xau. Cac trang thong tin chuyen nganh thuong phan tich ky luong cac chieu tro, cung cap vi du cu the va huong dan phong ngua chi tiet, la tai lieu tham khao vo gia.
6.3. Bao Cao Cac Hoat Dong Dang Ngo
Khi ban nhan duoc mot email lua dao, mot tin nhan rac, hoac thay mot quang cao dau tu co dau hieu Ponzi, hay bao cao no. Hau het cac nen tang (Gmail, Facebook, Instagram) deu co nut "Report Spam" hoac "Report Phishing". Hanh dong bao cao nay giup cac he thong loc tu dong tro nen thong minh hon, bao ve hang trieu nguoi dung khac.
Loi Ket: Tro Thanh Nguoi Dung Thong Minh va Tu Chu
The gioi truc tuyen la mot con dao hai luoi. No mang lai su ket noi va co hoi khong gioi han, nhung cung an chua nhung rui ro khong he nho. Viec phong tranh lua dao khong phai la mot hanh dong don le, ma la mot thoi quen lien tuc duoc duy tri.
Bang cach ap dung tu duy canh giac (khong tin dieu gi qua tot), trang bi ky nang ky thuat so (mat khau manh, 2FA), va luon cap nhat kien thuc ve cac chieu tro moi, ban da trang bi cho minh mot "he thong mien dich" vung chac.
Hay nho rang, ke lua dao luon nham vao su thieu canh giac va long tham. Khi ban giu duoc cai dau lanh, su binh tinh va ky luat trong cac giao dich truc tuyen, ban se tro thanh muc tieu kho nhan nhat doi voi chung. Hay bao ve ban than, bao ve tai san cua minh, va cung nhau xay dung mot khong gian mang an toan hon!
Xem them tai : Cach tha ga da cua sat
|
Post a Message
Real Estate Provider #515.000066/Fahim Muhammad Instructor #512.003026/Fahim Muhammad Managing Broker #471.020985 Freedom Financial Institute, IDOI Provider #500026517/NMLS Provider #1405073/Fahim Muhammad NMLS #1851084 All loans originated through Mortgage Loan Direct, NMLS #1192858 15255 South 94th Avenue, Suite 500 Orland Park, IL 60462. Freedom Apex Enterprise & Financial Services Mailing Address: 837 East 162nd Street, Suite 7-8 South Holland, IL 60473 708-704-7309/708-566-1222, 844-49-FREEDOM
FINRA Broker Check
Disclaimer and Release Nothing contained on this website constitutes tax, legal, insurance or investment advice, or the recommendation of or an offer to sell, or the solicitation of an offer to buy or invest in any investment product, vehicle, service or instrument.The information shared is hypothetical and for informational and educational purposes only. Such an offer or solicitation may only be made and discussed by a registered representative of a broker dealer or investment advisor representative of an investment advising firm. You should note that the information and materials are provided "as is" without any express or implied warranties. Past performance is not a guarantee of future results. All investments involve a degree of risk, including a degree of loss. No part of FTAMG’s materials may be reproduced in any form, or referred to in any other publication, without express written permission from FTAMG and or its affiliates. Links to appearances and articles by Fahim Muhammad, The Freedom Coach, whether in the press, on television or otherwise, are provided for informational and educational purposes only and in no way should be considered a recommendation of any particular investment product, vehicle, service or instrument or the rendering of investment advice, which must always be evaluated by a prospective investor in consultation with his or her own financial adviser and in light of his or her own circumstances, including the investor's investment horizon, appetite for risk, and ability to withstand a potential loss of some or all of an investment's value. By using this website, you acknowledge that you have read and understand the foregoing disclaimers and release FTAMG and its affiliates, members, officers, employees and agents from any and all liability whatsoever relating to your use of this site, any such links, or any information contained herein or in any such appearances or articles (whether accessed through such links or downloaded directly from this website). FTAMG highly encourages its viewers and potential clients to obtain the independent advice and services of legal, financial, and tax professionals.
Securities offered through The Leaders Group, Inc. member FINRA/SIPC 475 Springfield Avenue, Suite 1 Summit, NJ 07901 (303) 797-9080
info@freedomfinancialinstitute.orgCopyright© 2025 - Fahim Muhammad Freedom Financial Institute, Inc.
|
|
|
